Affordable IVF and low cost IVF Sacramento and Bay Area discount pricing

The cost of fertility services has been increasing in recent years. Many clinics are being acquired by corporations aiming to maximize revenue. California IVF is a private practice that strives to keep treatments affordable and enhance access to care.

We have contracts with most insurance providers. Patients often have coverage for their initial consultation and diagnostic testing, and some patients have coverage for more advanced treatments such as IVF.

Insurance and Fertility Services


Our insurance specialists can help you understand your benefits. Even without infertility coverage, we may offset the costs for consultations or testing. California IVF Fertility Center offers competitive pricing for patients paying out-of-pocket.

Learn more about insurance benefits and fertility treatment.

Standard Evaluation

We offer a fixed-cost standard evaluation package, ideal for patients without insurance coverage. It includes necessary labs, semen analysis, and a saline contrast ultrasound. Our package is more affordable than paying laboratory or hospital costs directly. We can provide lab slips for your doctor if needed. During the new patient visit we and can help you find cost-effective testing options.

IVF Costs

For patients without fertility benefits, we offer package pricing discounts. In some instances, patients with insurance coverage for IVF may find our package prices a preferable option to insurance due to high co-pays and limited benefits. We can assist you in exploring your individual options.  Our IVF packages are designed to include most things people will need during a treatment cycle without hidden costs.  Compared to other centers, our treatments can offer significant savings which allow for more attempts of achieving a pregnancy.  When comparing costs, ensure you understand all potential fees and necessary services to complete a treatment cycle.  We strive to provide excellent clinical care at competitive prices.  

  • Stimulation of the ovaries

  • Office visits

  • Ultrasound monitoring

  • Egg collection procedure

  • Procedure room fees

  • Anesthesia services

  • Embryology Services

  • ICSI if needed
  • Extended / blastocyst culture

  • Assisted hatching

  • Embryo cryopreservation / freezing

  • Storage of embryos for 1 year

Other clinics may charge extra

  • Anesthesia

  • Extended embryo culture

  • Blastocyst culture

  • Assisted hatching

  • Embryo cryopreservation

  • Embryo storage for 1st year

  • Frozen embryo transfer (FET)

  • Pregnancy ultrasound
  • Travel and time away from home

Significant Savings!

Service Description Price Potential Savings
IVF and FET cycle Egg retrieval cycle and one FET cycle $18,000 $3,000 - $4,000
2 Cycle Plan Multi-cycle plan with 2 egg retrievals and one FET $25,000 $7,000 - $13,000
High AMH Plan Multi-cycle plan with 1 egg retrieval cycle and 3 FET cycles $25,000 $5,000 - $6,000
3 Cycle Plan Multi-cycle plan with 3 egg retrievals and one FET $29,000 $15,000 - $20,000
Subsequent Cycle Plan Additional IVF cycle without FET $9,500 $3,700 - $4,700
FET Cycle Frozen embryo transfer cycle $5,000 Similar cost

The 2 Cycle Plan and High AMH Plan are interchangeable after the first egg retrieval cycle.  This allows patients to adjust their treatment plan based on the outcome of the first cycle and their individual needs.

 

Single Cycle IVF Package $18,000

Includes one IVF cycle and one frozen embryo transfer cycle (FET). This package includes the monitoring services, anesthesia services, embryology services and the first year of cryopreservation. Medications and genetic testing of embryos is not included.

2 Cycle / High AMH Plan $25,000

These plans are interchangeable based on patient needs. After the first egg retrieval, patients can proceed with another egg retrieval cycle followed by an FET cycle, or continue with 3 FET cycles. Medications and genetic testing of embryos is not included.

3 Cycle Plan $29,000

Designed for patients with low ovarian reserve (low AMH). This option allows for 3 complete egg retrieval cycles and one frozen embryo transfer cycle (FET). This program offers significant cost savings. Medications and genetic testing of embryos is not included.

All information presented here is meant for informational purposes. Pricing and packages are subject to change without update to this page.

Price comparison based on available information as of 03/20/2025. Other clinic’s packages may differ. Comparable services were estimated from at least three different centers to create a price range. California IVF provides this information only as an estimate. Patients are encouraged to get updated price information directly from other clinics to perform an updated price comparison.

Insurance Benefits for Fertility and IVF

Many insurance plans will cover the costs of an initial consultation and diagnostic testing.  California IVF has contracted with numerous carriers to help offset the high cost of fertility treatments.  You can reach out to your insurance carrier to learn more about your benefits.  You should ask your insurance provider several questions:

     1. Do I have coverage for an infertility consultation?

     2. Are diagnostic tests covered?

     3. Do I need a referral for these benefits?

     4. Is California IVF a network provider?

     5. Do my benefits extend to “out of network” providers?

     6. What treatments are covered?

     7. What medications are covered?

     8. What are my co-payments?

     9. What is my out-of-pocket maximum?

California IVF can assist patients in understanding their insurance benefits.  Patients will be responsible for charges not paid by their insurance provider.  Insurance payments cannot be used as credit towards the discounted IVF plans.

 

California IVF can assist patients in understanding their insurance benefits.  Patients will be responsible for charges not paid by their insurance provider.  Insurance payments cannot be used as credit towards the discounted IVF plans.

Tricare offers coverage for infertility diagnosis and surgical treatment of infertility problems. Costs for IUI and IVF services are typically not covered under normal circumstances. Learn more about Tricare benefits and fertility treatment.

Why Is IVF So Expensive?

In vitro fertilization requires skilled staff, expensive equipment, and supplies to create a safe environment for embryos. Rising costs of supplies, delivery surcharges, and overhead costs have increased treatment expenses. The document “Why is in vitro fertilization so expensive.pdf” outlines many overhead costs involved with running an advanced IVF laboratory. We welcome questions about the costs to help patients understand every aspect of their treatment.

High-quality care should not be compromised by bargain shopping. We are mindful of our services’ costs and aim to provide excellent service in a cost-effective way. We avoid unnecessary testing before a treatment cycle and do not add hidden “add-ons” during treatment.

We understand treatment costs may prevent people from seeking fertility care.  Our multi-cycle discount plans are designed to allow patients to do more treatments at lower cost than would be possible at other fertility clinics. 

Financing options are available, and we can help provide guidance on several different medication discount programs offered by medication manufacturers.  Call us today so we can help you understand the costs associated with your options. 

Call us Today

530-771-0177